Travel Medical Insurance

All our full-time and exchange students, interns, researchers and employees who are non-EU citizens and applying for a long-term visa or long-term residence permit (including its extansion) are obliged to submit proof of travel medical insurance.

Application for a long-term visa/residence permit filed at a Czech Embassy

Proof of medical travel insurance is understood to be a document in which the relevant insurance company declares/confirms:

  • The period of insurance (insurance must cover the entire stay in the Czech Republic),
  • The extent of the insurance (the insurance policy must cover the costs that the foreign national is obliged to cover for the period of his/her stay in the Czech Republic in the event of providing necessary and urgent health care including the costs associated with transport or, in the case of his/her death, those associated with transferring his/her physical remains to the state that issued the travel document or to another state in which he/she has a residence permit),
  • The amount of the insurance benefit (the agreed insurance benefit limit for one insurance event must be at least EUR 60 000, that being without an insurance retention on the amount of the given costs).

The insurance policy must not exclude coverage for injuries and damage caused by the applicant´s intentional acts, injuries and damage caused by fault or contributory fault on the part of the applicant, and injuries and damage caused by the consumption of alcohol, narcotic and psychotropic substances by the applicant.

  • If it concerns insurance obtained abroad, along with the proof of travel medical insurance, the foreign national always submits an official translation of the insurance policy and its general terms and conditions into the Czech language. This proves the medical travel insurance policy has been taken out, above all its extent, the limit of coverage being EUR 60 000 and that insurance is taken out without retention and, upon request, a document on paying the insurance premium for an insurance policy for the entire period of the requested stay in the Czech Republic.
  • Upon request by the MOI, the foreign national is obliged to submit a document on having paid the insurance premium.
  • A document on medical travel insurance is not required from a foreign national who:
    • contributes to public health insurance (e.g. if it concerns a stay for the purpose of employment, proof of medical travel insurance is only required for the period of entry until the beginning of employment).
    • if the costs for health care covered on the basis of an international agreement, or
    • if the foreign national can show that health care is covered in another manner, that being on the basis of a written undertaking by a legal entity, if the foreign national’s stay in the Czech Republic is beneficial for developing spiritual values, protecting human rights or other humanitarian values, protecting the environment, cultural monuments and traditions, developing the sciences, education, physical education and sport, on the basis of a written undertaking by a state body or on the basis of an undertaking contained in an invitation verified by the Foreign police in accordance with § 15 of the ARFN).

Application for a long-term visa/residence permit (extension) filed in the Czech Republic

  • When applying for a visa for a stay of over 90 days, if it is filed in the Czech Republic, or an extension of the stay period in the Czech Republic on this visa, equally in the case of an application for a long-term residence permit, if it is filed inside the Czech Republic, and in the case of extending a long-term residence permit, it must ensue from the proof of travel medical insurance that it has been arranged to the extent of comprehensive health care with an insurance company that is authorised to provide its services in the Czech Republic.
  • Proof of travel medical insurance is not required from a foreign national who:
    • contributes to public health insurance (e.g. if it concerns a stay for the purpose of employment, the document on medical travel insurance is only required for the period of entry until the beginning of employment).
    • has the costs for health care covered on the basis of an international agreement, or
    • can show that health care is covered in another manner, that being on the basis of a written undertaking by a legal entity, if the foreign national’s stay in the Czech Republic is beneficial for developing spiritual values, protecting human rights or other humanitarian values, protecting the environment, cultural monuments and traditions, developing the sciences, education, physical education and sport, on the basis of a written undertaking by a state body or on the basis of an undertaking contained in an invitation verified by the Foreign police in accordance with § 15 of the ARFN).

For more information about the travel medical insurance during a stay longer than 90 days, please, visit the website of the Ministry of the Interior of the Czech Republic.

UNIQA Insurance for CTU students, researches and employees

All our full-time and exchange students (with the exception of Erasmus+ students), interns, researchers and employees can apply for a travel medical insurance from UNIQA Insurance company for special reduced prices. General insurance conditions are avilable here (also in Russian and Vietnamese).

Tarrifs and Insurance Benefits:

KOMPLEX

  • Limit for medical expenses (including repatriation): EUR 75,000.00
  • Acute dental treatment: Up to the limit for 1 claim
  • Outpatient medicines: Up to the limit for 1 claim
  • Preventive examination: 1 x per year
  • Rate per month: CZK 725.00 (contract should be signed for at least 3 months)

KOMPLEX EXTRA

  • Limit for medical expenses (including repatriation): EUR 100,000.00
  • Acute dental treatment: Up to the limit for 1 claim
  • Outpatient medicines: Up to the limit for 1 claim
  • Preventive examination: 5 x per year
  • Rate per month: CZK 943.00 (contract should be signed for at least 3 months)

KOMPLEX+O

  • Limit for medical expenses (including repatriation): EUR 75,000.00
  • Acute dental treatment: Up to the limit for 1 claim
  • Outpatient medicines: Up to the limit for 1 claim
  • Liability insurance: EUR 40,000.00, deductible EUR 40
  • Preventive examination: 1 x per year
  • Rate per month: CZK 798.00 (contract should be signed for at least 3 months)

KOMPLEX EXTRA+O

  • Limit for medical expenses (including repatriation): EUR 100,000.00
  • Acute dental treatment: Up to the limit for 1 claim
  • Outpatient medicines: Up to the limit for 1 claim
  • Liability insurance: EUR 40,000.00, deductible EUR 40
  • Preventive examination: 5 x per year
  • Rate per month: CZK 1,037.00 (contract should be signed for at least 3 months)

KOMPLEX 2

  • Limit for medical expenses (including repatriation): EUR 75,000.00
  • Acute dental treatment: Up to the limit for 1 claim
  • Outpatient medicines: Up to the limit for 1 claim
  • Preventive examination: 1 x per year
  • Pregnancy, birth: YES
  • 14-day postpartum care for a newborn: YES
  • Rate per year: CZK 65,000.00

Payment Options

After your application will be submitted and your studies will be verified by the Study Office CTU FEE, you will be contacted by the resopncible person from Unicqa to finish your application and make a payment (bank transfer or on-line payment by bank card).

 

 Apply for UNIQA Insurance 

 

Responsible person: Oleg Fetisov, Ph.D., MBA